Have you ever gone to the mall planning on buying just a couple of items and ended up going home with a bunch of stuff? Yes, that normally happens to most of us, and no, you’re not alone.
Impulse buying is a common concern among shoppers; it’s easy to give in to impromptu purchases every now and then. However, if it’s becoming a habit and you already have debts to pay, then impulse buying is something you have to deal with.
Resisting making purchases on impulse is easier said than done – but it is possible.
There are some steps you can take in order to stop yourself from buying things you don’t really need.
When you go out to buy something, go with a list of things you need to buy; but don’t just stop there. Of course, this will only work if you stick to the list.
Don’t bring your credit card when shopping, or, if you can, cancel your credit card altogether to avoid making unnecessary purchases.
Don’t go shopping when you’re in a bad mood. Shopping while you’re feeling blue or sad or angry is not a good idea because your emotions may affect your judgment in deciding whether you really need to buy something. Shopping while you’re upset may urge you to purchase something that you don’t need just to make yourself feel better. Think of other ways to improve your mood.
Choose your company carefully when you shop. Don’t go with friends who are impulse buyers, too. Go with people who know how to manage their own budgets so they can stop you from buying unimportant items.
If you’ve seen something that you really want to buy but may ruin your budget, spend some time pondering how much you really want it. Hold off as long as you can; that gives you more time to think, plus, the interest you have in things you don’t really want so badly will wear off after a few days.
Buy from stores that have good return policies. That way, even after you’ve purchased something you’d lose interest in after a few days, you can always return them.
Leave immediately after purchasing what you’ve planned to buy in the first place. Don’t linger around the shopping mall. Setting a schedule, like planning other important things to do after shopping, can also help a great deal because it will limit the time you spend shopping.
Allot a small part of your monthly budget for impulse purchases so that you don’t feel guilty every time you buy something you want.
It will take a lot of self-discipline in order to resist buying on impulse. Still, taking one step at a time is better than doing nothing.